Employers have options to customize their plans:

• Full-time employees are mandated
  • Part-time (seasonal/elected officials) optional
• Membership service eligibility (probation period)
• In-service distribution (work and obtain pension benefit)
• Final average salary
• Vesting schedule
• Normal retirement age
  • Early retirement
  • Disability retirement
• Death benefit
• Benefit accrual rate
• Portability (transfer service and assets)
• COLA
• Permissive service credit/Non-qualifying
• Normal form of benefit/optional form benefit
• Vesting service

Our Client Relations team offers in-person and virtual educational seminars to review your organization’s specific plan details. Contact us to set-up an appointment.